MassHousing relies on private non-profit and for-profit developers to construct and operate the rental housing that we finance, and on an extensive network of approved lenders to deliver our home mortgage programs to first-time homebuyersMassHousing will be the leading provider of affordable housing resources in Massachusetts. Our purpose is to provide home ownership and rental housing opportunities for Massachusetts residents with low and moderate incomes who are under-served by conventional housing markets. We will respond to this need by using private capital to produce, preserve, and expand access to safe, secure, and attractive affordable housing. We will work together with other private and public entities that share our vision of high-quality, sustainable affordable housing. We will strive to understand and respond to the needs of our customers. We will take risks, question assumptions, and go where the private market is unable or unwilling to go to serve those in need.We will be responsible members of the community by serving people of varied economic means and backgrounds. We will seek out opportunities to collaborate with businesses and residents to integrate affordable housing with other programs and policies that promote economic and social self-sufficiency.